THE RENO REPORT™
WHAT CHANGED.
WHAT MATTERS.
WHERE THE OPPORTUNITY IS.
Renovation lending. Property strategy. Guideline changes. Real deals.
The Reno Report breaks down the developments, financing strategies and property opportunities that matter to buyers, homeowners, real estate professionals and investors.
No generic mortgage commentary. The focus is renovation, construction and the financing behind properties that need work.
The first issue of The Reno Report is in preparation.
Renovation lending. Property strategy. Guideline changes. Real deals.
FHA 203(k) vs Fannie Mae HomeStyle®: Which Renovation Loan Is Right for You?
Two of the most powerful renovation financing tools available — but they serve different borrowers. A direct comparison of program rules, eligibility, and use cases.
How to Buy a House That Won't Pass FHA Inspection
A house that fails FHA appraisal isn't a dead deal — it's a renovation loan opportunity. The FHA 203(k) exists precisely for this situation.
What Is After-Improved Value?
After-improved value is the single most important concept in renovation financing. It determines how much you can borrow — and most borrowers have never heard of it.
How Renovation Loan Appraisals Work
The appraisal is the foundation of every renovation loan transaction. Understanding how it works — and what can go wrong — is essential.
How to Buy a Fixer-Upper With a Renovation Loan
Most buyers automatically eliminate houses that need work. That's exactly where the opportunity is. Here's how to buy and renovate with one financing transaction.
C5 condition. Conventional said no. 203(k) said yes.
Real deal. Real numbers. Real complications.
Calculators built specifically for renovation financing — not generic mortgage tools.
Calculate your maximum allowable FHA 203(k) mortgage using the current HUD four-limit test for Standard and Limited programs.
Estimate your renovation loan payment, loan amount, and financing structure.
Analyze a renovation deal — purchase price, rehab budget, ARV, and projected returns.
The Reno Game Academy & Realtor Resource Center
Renovation financing is one of the most underutilized tools in real estate. The Reno Game Academy and Realtor Resource Center exist to change that.
Property review submissions, renovation loan education, and the financing strategies that turn difficult listings into closed transactions.
Have a listing that standard financing won't touch?
Submit it for a renovation financing review. Property address, list price, condition notes, and any known repair items.
Submit a PropertyGET THE RENO REPORT.
Renovation lending. Property strategy. Guideline changes. Real deals.
Delivered without the usual mortgage-industry fluff.
Renovation lending insights, delivered directly.
Dustin Swigart
Have a Deal That Needs Renovation Financing?
Send the scenario — purchase price, renovation budget, property condition, exit strategy. I'll tell you which program fits and what the numbers look like.